Terms of Use

1. Purpose

These Terms of Use set out the rules for using the Ecomely application, published by Yoan Lapeyre. By creating an account, you accept these terms.

2. What Ecomely Is

Ecomely is a personal and professional organization application: planner, notes, kitchen and groceries, user-declared finances, digital vault, mail, vehicles and, depending on the plan, clients and invoices, business management, online selling, social media and creation tools. It includes Zély, an assistant based on artificial intelligence. Ecomely is not a bank, a payment institution, a bank account aggregator, or accounting or financial advisory software. Ecomely does not connect to any bank account and has no access to any actual banking data.

By convention, a scheduled payment is deemed to have been made on its due date, without any actual verification with the bank. It is the user's responsibility to report any direct debit that has actually been rejected.

The Net Worth module operates on the same user-declared basis: the values of assets (savings, investments, real estate, vehicles, etc.) and any purchase price are freely entered by the user. Ecomely neither verifies nor guarantees the actual value of any asset, and provides no professional valuation, financial or investment advice, or credit rating. The net worth displayed is an indicative figure only, calculated solely from the data entered.

3. User Account

The user is responsible for keeping their login credentials confidential and for the accuracy of the information they enter. An account is strictly personal.

4. Access to the Service

Ecomely offers a Free Plan with no time limit and optional paid plans (Zély Essentiel, Zély Confort, My Business) as well as add-ons (storage, Zély usage credits), described in the Terms of Sale. Yoan Lapeyre endeavors to ensure continuous availability of the service, without guaranteeing uninterrupted availability (maintenance, technical incidents).

5. Reasonable Use

The user agrees not to use Ecomely for unlawful purposes, not to attempt to circumvent security measures, and not to disrupt the operation of the service.

6. Zély Assistant and Artificial Intelligence

Zély's responses and suggestions are generated automatically and may contain errors. The user remains responsible for the decisions they make and for the content they approve, send or publish. Important or irreversible actions prepared by Zély are subject to the user's confirmation. The processing of data by the assistant is described in the privacy policy.

7. Connected Third-Party Services

When the user connects a third-party service (mailbox, social network, marketplace), they do so through that service's official connection and may revoke it at any time. Content published or sent from Ecomely is published or sent on behalf of the user, who remains responsible for it and must comply with the terms of the service concerned.

8. Account Deletion

The user may delete their account at any time from their settings. This action is permanent and results in the deletion of their personal data, subject to legal retention obligations.

9. Changes to the Service

Yoan Lapeyre may change the features of Ecomely. Substantial changes affecting these Terms of Use will be communicated to users.

10. Governing Law

These Terms of Use are governed by French law.