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Expense Tracking

Track your spending without re-entering everything every month

What’s paid, what’s coming up, what’s getting out of hand: once your recurring bills are set up, Ecomely tracks your spending for you. All that’s left is jotting down everyday purchases, in one sentence.

Free, no credit card, no commitment.

  • Free forever
  • Expenses in one sentence
  • Reminders before every due date
Zély tracks her monthly spending with neatly arranged jars of coins

The essentials

  • 01

    Paid, upcoming, overdue

    Every bill has a status, so you can see at a glance what’s still left to pay.

  • 02

    Automatic categories

    Groceries, transportation, housing, leisure: everything gets sorted on its own.

  • 03

    Month after month

    See how each category evolves and spot what’s creeping up.

  • 04

    Linked receipts

    The receipt or invoice is stored in your Vault and linked to the expense.

Why tracking your spending changes everything

We almost always underestimate our small expenses: a coffee, a forgotten subscription, delivery fees. One by one, they’re nothing; added up over a month, they often come to several hundred euros. Tracking your spending simply makes the invisible visible.

The goal isn’t to deprive yourself, it’s to choose: keep what truly matters, cut what you no longer use, and know at any moment how much you can still spend this month.

Recurring expenses that track themselves

Rent, electricity, insurance, phone, subscriptions: you enter them once with their amount and frequency. Ecomely creates each payment, marks it as paid on its due date and reminds you beforehand. No more re-entering them every month.

If an amount changes (a subscription price hike, an energy bill adjustment), you update the bill once and all future payments follow.

Everyday spending, logged in one sentence

For one-off expenses, one sentence is enough: “€38 on groceries,” “€15 for the movies yesterday.” Ecomely understands the amount, the category and the date. With Zély, you can even say it out loud as you leave the store. Snap a photo of a receipt or invoice and it’s stored in your Vault, linked to the expense.

Order confirmations and invoices received in your Ecomely Mail can also become an expense in a single tap.

One sentence

Amount, category and date understood automatically.

One email

The invoice you receive becomes an expense, receipt included.

Spot spending that’s getting out of hand

The category chart shows where your money goes this month, and its evolution over several months reveals trends: groceries creeping up, outings soaring in summer, energy costs rising in winter. An anonymous comparison with households of the same size tells you if a category is unusually high.

Zély also flags a subscription that goes up or an unusual expense, so you can react before the month is over.

Solo, as a couple or for your business

Track your personal spending, your household’s in a Shared Space (including who paid for what), or your freelance business’s in a separate space. Each space has its own categories and its own budget. It’s all free, with no bank connection required, and hosted in France.

See where your money goes, starting this month Create your free account and set up your bills in minutes.

Create my free account

How to track your spending effectively: 5 tips

The best tracking system is the one you stick with for more than a month. These tips make the habit easy.

  1. Start with fixed expenses

    They’re the biggest and the easiest to track: once entered, they track themselves.

  2. Log it within a minute

    The longer you wait, the more you forget. One sentence on your phone as you leave the store is all it takes.

  3. Keep categories few

    Eight to ten categories are plenty. Too much detail is discouraging and adds nothing.

  4. Watch the trend, not the pennies

    What matters is seeing that a category is rising, not getting it right to the euro.

  5. Review your subscriptions once a year

    List them all, keep the ones you actually use and cancel the rest: it’s the easiest saving there is.

How it works

  1. 1

    Create your free account

    30 seconds, no credit card.

  2. 2

    Enter your recurring bills

    Just once, with their frequency.

  3. 3

    Log your everyday spending

    A sentence, a photo of a receipt or a word to Zély.

  4. 4

    See what’s getting out of hand

    Categories, trends and alerts from Zély.

Who is it for?

Student

Know each week what’s left for groceries and going out.

Family

Household spending split by category, with big bills planned ahead.

Freelancer

Personal and business expenses in two separate spaces, never mixed.

Savings goal

Find where to cut back to fill a Money Pot faster.

The Ecomely apps for this

See the plans

Frequently asked questions

What’s a good free app to track expenses?

Ecomely tracks your spending for free: automatic recurring bills, everyday expenses in one sentence, categories, month-by-month trends and reminders. No bank connection required.

Do I have to re-enter everything every month?

No. Recurring bills are entered just once; only one-off expenses need logging, in one sentence.

Can I keep my receipts and invoices?

Yes: snap a photo and they’re stored in your Digital Vault, linked to the expense.

Can a couple track their spending together?

Yes, in a free Shared Space: each expense keeps track of who paid, and Ecomely works out who owes how much.

Does Ecomely categorize expenses automatically?

Yes, based on the expense description. You can always correct it or create your own categories.

Does my data stay private?

Yes: hosted in France, never sold, no ads, and you can export or delete it at any time.

See where your money goes, starting this month

Create your free account and set up your bills in minutes.

Free, no credit card, no commitment.