A budget without ever connecting your bank
Ecomely is a budget app that works with no bank connection: no Open Banking access, no bank credentials requested, no automatic account syncing. You stay in control of what gets declared.
Why Ecomely never connects to any bank
It's a deliberate choice, not a technical limitation. A bank connection gives access to the entirety of your transactions, often for purposes that go well beyond simple budget tracking. Ecomely prefers a simpler, more transparent model: you declare your expenses, the app handles the rest.
No bank credentials
Never asked for, never stored
Nothing to spy on
Your data is only ever used for you
No advertising
Your data is never sold or exploited
How it actually works
You add your expenses once, with their amount and frequency. Every past due date is automatically marked as settled — Ecomely doesn't verify it with your bank. If a payment is actually rejected, you flag it in one tap: the corresponding debt is created automatically, for the exact amount.
A simple model, not a compromise
This declarative approach is at the core of the entire Ecomely budget app, including day-to-day expense tracking.