Ecomely

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Budgeting as a couple

The app for managing your budget as a couple, hassle-free

A shared space for household expenses, a personal space for each of you, and Ecomely working out who paid for what. No more spreadsheets or Sunday-night number crunching.

Free, no credit card, no commitment.

  • Free for two
  • Who owes what, down to the cent
  • Each of you keeps a personal space
Two otters on a couch sharing a balanced budget on a tablet

The essentials

  • 01

    One shared space

    Rent, groceries, energy, vacations: all your household expenses in one place, visible to both of you.

  • 02

    Who paid for what

    Every expense shows who paid it; Ecomely works out the balance and who owes how much to whom.

  • 03

    Fair shares

    Each expense is split between the people it concerns; one repayment and you're back to even.

  • 04

    Plans for two

    A Money Pot for vacations, a home down payment or the wedding, with each person's contributions.

Three ways to handle money as a couple

There's no one-size-fits-all answer. Some couples pool everything, others keep everything separate and pay each other back, and many go for a mix: a joint pot for household expenses, and freedom for the rest. What matters is that the rule is clear to both of you, and that the numbers are easy to follow.

Ecomely adapts to every approach. Shared expenses go in the Shared Space, while personal expenses stay in each person's own space. Nobody has to justify their coffee or personal purchases.

Everything shared

One shared budget for the whole household.

Mixed approach

Household bills shared, everything else personal: the most popular option.

Who paid for what, no spreadsheet needed

Every shared expense records who paid it and who it's for. Ecomely keeps everyone's share up to date, down to the cent, and shows who owes how much to whom, with as few repayments as possible. Logging a repayment takes one tap and resets the balance.

No more "I think I paid more this month" debates: the number is right there, shared and up to date.

Household bills, planned ahead

Rent or mortgage, electricity, internet, insurance, taxes: enter your fixed household bills once, with how often they come up. Ecomely shows you what's already paid this month, what's coming up, and what you'll have Left to Live On once everything is settled. Zély alerts both of you before every important due date.

Groceries are shared too: one joint list, sorted by aisle, that you both add to and check off live in the store.

Plan your projects together

Vacations, a car, renovations, a down payment on a home, a wedding, a baby: every project can have its own Money Pot with a goal and a date. Each of you chips in whenever you like, and you can both see the progress. It's often far more motivating than "saving up" with no clear goal.

For big projects, the Projects app brings milestones, quotes, expenses and documents together in one place.

A tool that respects your privacy

Each of you keeps a Personal Space the other can't see. Only what you put in the Shared Space is shared. Your data is hosted in France, never sold, and Ecomely never requires access to your bank accounts.

The Shared Space, invitations and budget are free, with no time limit.

Do your finances together, the easy way Create your free space and invite your partner with a single link.

Create my free account

Managing your couple budget well: 6 simple rules

Money fights are rarely about the amounts, and almost always about things being unclear. These rules clear things up.

  1. Talk about it once, clearly

    Who pays for what, how you split things, what stays personal: one calm conversation beats constant adjustments along the way.

  2. Pick a fair way to split

    Fifty-fifty if your incomes are similar; if there's a big gap, many couples each put an amount proportional to their income into the joint pot, then split expenses equally. What matters is that the rule feels fair to both of you.

  3. Keep shared and personal separate

    A joint pot for the household, freedom for everything else. Nobody has to account for their personal spending.

  4. Keep track of who pays

    Logging each expense with who paid it avoids guesswork and resentment.

  5. Check in once a month

    Ten minutes together to review the month, settle up and adjust your Money Pots.

  6. Have shared goals

    Saving for a shared project is far more motivating than just "being careful."

How it works

  1. 1

    Create your free account

    Then a Shared Space for your household.

  2. 2

    Invite your partner

    All it takes is a link, and each of you keeps a personal space.

  3. 3

    Decide what's shared

    Rent, groceries, energy, vacations: everything else stays personal.

  4. 4

    Log your shared expenses

    Ecomely keeps the balance up to date throughout the month.

Who is it for?

Moving in together

Rent, furniture, energy: split the costs without the hassle, right from the start.

Different incomes

Each of you adds to the joint pot according to your means, and Ecomely tracks who paid for what.

Buying a home

A Money Pot for the down payment, and a clear view of your current bills.

With kids

Childcare, school lunches, activities: visible to both parents.

The Ecomely apps for this

See the plans

Frequently asked questions

What's the best app for managing a budget as a couple?

Ecomely offers a free Shared Space for joint expenses, tracking of who paid for what, household bills and project Money Pots, while each of you keeps your own Personal Space.

How do you split expenses when you earn different amounts?

A common approach: each person puts an amount proportional to their income into the joint pot, and shared expenses are then split equally. Ecomely tracks who paid for what and calculates the repayments.

Can my partner see my personal expenses?

No. Only the Shared Space is shared; your Personal Space stays private.

Is it free for two?

Yes. Shared spaces, invitations and the budget are free, with no limit on members or time.

Do we need a joint account?

No. Ecomely works with or without a joint account, and no bank connection is required.

Can we share groceries and the planner too?

Yes: the Shopping List, the Planner, household paperwork and recipes can all be shared in the same space.

Do your finances together, the easy way

Create your free space and invite your partner with a single link.

Free, no credit card, no commitment.