End the month stress-free
What's left to live on, calculated in real time, with big expenses planned ahead.
Finances
Simple budgeting, no bank connection
Your monthly budget clear at a glance, without connecting your bank.
Free
Knowing what's left to get through the month shouldn't take a spreadsheet or access to your bank account.
In Finances, you enter your bills once (rent, subscriptions, loans): Ecomely calculates what's left to live on, shows where your money goes and warns you before big payments.
No bank connection
You choose what you enter. No bank login ever requested.
Left to Live On
Income, bills paid and upcoming: what's really left.
Debts, loans, savings
Remaining balances, savings goals and your Net Worth.
Budgeting as a couple
Who pays what in the household, with the split worked out.
A monthly budget you can read in ten seconds
The current month opens on what matters: what's paid, what's coming, what's left. Spending is grouped by category in a clear chart.
Recurring bills
Rent, utilities, internet, insurance: enter them once and they come back every month.
Upcoming payments
Your next direct debits show up with their dates, so you avoid going overdrawn.
Loans, debts and savings in one place
The remaining balance on each loan, money owed between family and friends, savings goals and Net Worth: a full picture of your situation, without the jargon.
Who is it for?
Couple's budget
Separate incomes, shared bills split proportionally or 50/50.
Self-employed
Keep business and personal spending apart and track variable income month by month.
Frequently asked questions
Do I need to connect my bank account?
No. You enter your bills and income yourself, just once for recurring ones, or import a statement (CSV, OFX, QIF or PDF). Access to your bank is never required.
Is it accounting software?
No. Finances is for managing a personal or family budget; it isn't certified accounting.
Is Finances free?
Yes, it's included in the Free Plan.
Is my data safe?
It's hosted in France, encrypted in transit, and never sold.
Guides for your situation
Budget appBills, due dates, debts and savings, made clearCouples BudgetShared expenses and who paid for whatNo bank connectionWhy, and how it worksExpense TrackingPaid, upcoming, overdue, no checking neededNet WorthWhat you own, minus what you oweBusiness expensesSubscriptions, rent and insurance for your business
Paperwork glossary
Bank detailsThe details of your bank account, needed to receive a salary or set up a direct debit.Tax assessmentThe tax office’s statement of the income tax you owe (or are owed back) for a year.Rent receiptA document from the landlord confirming that rent for a period has been paid.PayslipThe document given with each pay, showing gross pay, deductions and the amount paid.Tax returnThe yearly declaration of your income to the tax office, used to work out your tax.
Start with Finances, it’s free
Free account, no credit card. Change plans whenever you like.
